01
0.00%
01 / UPI PAYMENTS
India Pays with UPI.
Grow with Every
Payment.
Accept UPI payments with a seamless checkout experience designed for India's digital-first customers.
01 / UPI PAYMENTSDEMO VIEW
PERFORMANCE AT A GLANCE
Built for trust. Designed to scale.
Payment infrastructure designed around reliability, operational visibility and growing business needs.
02
0+
Active Enterprises & D2Cs
03
< 0 sec
Avg. Settlement Speed
04
0.00%
Platform Uptime SLA
Performance figures are illustrative until verified against WowPayzap's operational data and applicable service commitments.
BUILT AROUND YOUR BUSINESS
Payment solutions for every business model.
Discover payment experiences designed for your industry, customer journeys and business operations.
ONLINE PAYMENTS
01
01E-commerce
Accept payments for online stores with UPI, cards, payment links and a smoother checkout experience.
RETAIL PAYMENTS
02
02Retail
Simplify retail collections with digital payment options designed for in-store customer journeys.
FOOD & HOSPITALITY
03
03Restaurants
Make restaurant bill payments and customer collections more convenient with digital payment workflows.
FEE COLLECTION
04
04Education
Collect education fees through convenient digital payment journeys for students and institutions.
TRAVEL PAYMENTS
05
05Travel
Support booking payments and customer collections for travel and tourism businesses.
CLIENT PAYMENTS
06
06Freelancers
Collect client payments using convenient payment links and digital collection workflows.
HEALTHCARE
07
07Hospitals
Support healthcare payment collections with convenient digital payment experiences.
DIGITAL DONATIONS
08
08NGOs
Collect donations and contributions through convenient digital payment journeys for nonprofit organizations.
THE WOWPAYZAP PLATFORM
One platform.
Every payment rail.
Explore the building blocks that help you accept, send and understand payments.
SCROLL TO EXPLORE
01 / 09ACCEPT PAYMENTS
02 / 09INSTANT EXPERIENCE
03 / 09SELL ANYWHERE
04 / 09SCAN & PAY
05 / 09MOVE MONEY
06 / 09RECONCILIATION
07 / 09OPERATIONS
08 / 09WALLET
09 / 09BILLING
BBPS Bill Payments
Electricity, water, gas, broadband, FASTag and credit-card bill workflows.
Explore productSwipe horizontally to explore all products
FROM SIGN-UP TO SETTLEMENT
From sign-up to go-live.
Make progress in practical steps, with a process your team can follow.
Start a conversationCreate your account
Create your account with your business email and start the onboarding process.
Complete verification
Complete the required KYC / KYB and business verification checks.
Integrate your flow
Integrate the relevant API or SDK and test your payment flow in the available environment.
Go live with confidence
Go live when your account and requested products are approved, with support for your launch.
PAYMENT EXPERIENCES FOR
E-commerce✳Retail✳Restaurants✳Education✳Healthcare✳Real estate✳Travel✳Subscriptions✳Marketplaces✳SaaS✳Freelancers✳Fintech✳
SEE THE WHOLE PICTURE
Everything settles in one view.
Bring the operational details into view with illustrative dashboard concepts for collection, settlement and bill-payment workflows.
01 · PAYMENT VISIBILITY
COLLECTIONSKnow what came in.
Review payment activity, statuses and method mix in one considered view.
PAYMENTS PROCESSED₹ 8,42,600Sample data · not live
SUCCESSFUL98.6%Illustrative metric
02 · RECONCILIATION
SETTLEMENTSFollow every rupee.
Make settlement references and reporting easier for your operations team.
STL-2048Settled₹ 42,850
STL-2047Processing₹ 18,200
STL-2046Settled₹ 31,600
03 · BILLING WORKFLOWS
BILL PAYMENTSMake recurring work simpler.
Design a clearer view of bill-payment activity and processing stages.
Utilities
Mobile
Broadband
Other bills
Dashboard screens and metrics shown here are illustrative UI concepts, not live account data or verified performance claims.
Financial Infrastructure for
Digital Business.
High-concurrency payment rails, automated bank reconciliation, and enterprise security engineered for India's growing digital businesses.
High-Concurrency Payment Gateway
Sub-second payment acceptance, intent flows, and automated checkout rails supporting 100+ cards, UPI & NetBanking.
Automated Disbursal & Settlement Rails
Instant IMPS, NEFT & RTGS payout rails for high-volume vendor payouts, employee salaries & COD refunds.
Adaptive AI Risk & Fraud Guard
Risk-based verification and transaction monitoring designed to help identify suspicious payment activity.
Omnichannel QR & Soundbox Sync
QR-based payment journeys with payment-status visibility and soundbox integration options for retail storefronts.
Multi-Bank Acquiring Infrastructure
Trusted by Leading Acquiring Banks
Pan-India direct banking nodal integration for high success rates and sub-second failover.
HDFC BANK
IDFC FIRST
Bank
Bank
YES BANK
SURYODAYA BANK OF SMILES
bRBL BANK
i
ICICI BankIndusInd
Bank
Bank
AUSMALL
FINANCE
BANK
FINANCE
BANK
FinoFino Payments Bank
NSDL
Payments BankKVBKarur Vysya Bank
Smart way to bank
♧CUB
CUBMulti-Bank
Routing
Routing
Fintech Ecosystem Alliance
Integrated with Top Payment Networks
Robust settlement rails and routing integrations ensuring zero transaction drop-offs.
PAYMENT ROUTINGLIVE • 204 ROUTED
PhonePe
UPI Payments
Google Pay
UPI Payments
paytm
UPI Payments
BHIM
UPI Payments
CRED
Credit Card Payments
amazon pay
Wallet Payments
Razorpay
Payment Gateway
CashfreePayments
Payment Gateway
Real-Time RoutingAlways-on connectivity
High Success RatesOptimized smart routing
Zero Drop-OffsReliable settlement rails
FOR BUILDERS, BY DESIGN
Less guesswork.
More building.
Bring payment experiences into your product with clear integration patterns, practical API tooling and workflows that keep developers in the loop.
REST APIWEBHOOKSSDK-READYTEST FLOWS
Talk to a developer specialistcreate-payment.ts
01
const payment = await wowpayzap02
.payments.create({03
amount: 49900,04
currency: "INR",05
reference: "order_123"06
});07
08
// Illustrative integration exampleEXAMPLE REQUESTJSON / REST
Integrate & Scale Faster
One Gateway. Infinite Possibilities.
Easily integrate with your tech stack and connect to your favourite platforms.
For Developers
Developer-Friendly
Integration
Connect your payment stack with flexible SDKs and familiar programming languages.
ϟQuick
Integration
Integration
♢Secure
& Reliable
& Reliable
⬡Well
Documented
Documented
⌘
Payment
Infrastructure
Infrastructure
One API · Many platforms
SDKsPlugins
For Businesses
Ready-to-Use
Platform Plugins
Launch faster with payment gateway extensions for leading commerce and business platforms.
✓Easy
Installation
Installation
↻Regular
Updates
Updates
◇Wide
Compatibility
Compatibility
256-BIT ENCRYPTION01/ SECURITY
Enterprise Security & Vault
RBI & PCI-DSS L1 COMPLIANTEnd-to-end military-grade AES-256 tokenization and secure vaulting infrastructure ensuring transaction data never touches unencrypted servers.
< 15M RESPONSE TIME02/ SUPPORT
24/7 Dedicated Support
SUB-15 MIN RESPONSE SLARound-the-clock dedicated fintech engineers and personal account managers keeping your payment rails operational 365 days a year.
99.99% UPTIME SLA03/ RELIABILITY
Reliable High Uptime
99.99% SLA GUARANTEEIndustry-leading payment success rates powered by intelligent multi-bank smart routing algorithms and instant failover mechanisms.
100K+ MERCHANTS04/ MERCHANT REACH
Trusted Nationwide
100K+ ACTIVE MERCHANTSPowering digital commerce for hyper-growth D2C brands, platforms, and enterprise conglomerates across 500+ Indian cities.
0.001% FRAUD RATE05/ RISK ENGINE
AI Fraud Prevention Engine
REAL-TIME RISK SCREENINGProactive ML risk engines analyzing velocity patterns and device fingerprinting to block fraudulent charges before authorization.
INSTANT PAYOUTS06/ PAYOUTS
Transparent Pricing & Ledgers
AUTOMATED INSTANT SETTLEMENTCrystal-clear competitive rates with automated instant ledger reconciliation, and zero surprise charges.
Four Powerful Systems.
One Engine.
A complete payment infrastructure to accept, process, disburse and secure payments at scale.
↓SCROLL TO EXPLORE
NODE 01 / PAYMENTS
Accept Payments
Support digital payment collection workflows.
INFRASTRUCTURE STATUSPAYMENTSWowPayZap payment workflow
● ACTIVECapabilities03 workflows
UPI paymentsPayment linksQR payments
PAYMENTS
BUILT FOR REAL-WORLD WORKFLOWS
Merchants moving money on WowPayzap.
Explore payment workflows designed for merchants, digital businesses, collections, settlements and payouts.
A smooth checkout experience with multiple payment options is essential to helping our customers complete online purchases.
E-commerce businessE-COMMERCE ·
Clear API documentation and predictable transaction responses help our development team plan payment integrations.
SaaS platformSAAS & TECHNOLOGY ·
Simple payment confirmation and clear transaction references are important for managing everyday retail payments.
Retail merchantRETAIL PAYMENTS ·
Detailed transaction records and settlement reports help organize reconciliation and financial operations.
Finance operations teamFINANCE OPERATIONS ·
A structured payout workflow helps teams track disbursement statuses and investigate pending transactions.
Payout operations teamPAYOUT MANAGEMENT ·
A straightforward UPI payment journey gives customers a familiar option for completing digital transactions.
Digital commerce teamUPI PAYMENTS ·
Transaction visibility is important when coordinating payment activity across marketplace buyers and sellers.
Marketplace operatorONLINE MARKETPLACE ·
Organized payment records help our team review billing activity and investigate customer transaction questions.
Subscription businessSUBSCRIPTION BILLING ·
A convenient online payment flow helps customers complete bookings without unnecessary checkout complexity.
Travel businessTRAVEL & BOOKINGS ·
Digital fee collection offers institutions a practical way to support payments from students and parents.
Education providerEDUCATION PAYMENTS ·
A smooth checkout experience with multiple payment options is essential to helping our customers complete online purchases.
E-commerce businessE-COMMERCE ·
Clear API documentation and predictable transaction responses help our development team plan payment integrations.
SaaS platformSAAS & TECHNOLOGY ·
Simple payment confirmation and clear transaction references are important for managing everyday retail payments.
Retail merchantRETAIL PAYMENTS ·
Detailed transaction records and settlement reports help organize reconciliation and financial operations.
Finance operations teamFINANCE OPERATIONS ·
A structured payout workflow helps teams track disbursement statuses and investigate pending transactions.
Payout operations teamPAYOUT MANAGEMENT ·
A straightforward UPI payment journey gives customers a familiar option for completing digital transactions.
Digital commerce teamUPI PAYMENTS ·
Transaction visibility is important when coordinating payment activity across marketplace buyers and sellers.
Marketplace operatorONLINE MARKETPLACE ·
Organized payment records help our team review billing activity and investigate customer transaction questions.
Subscription businessSUBSCRIPTION BILLING ·
A convenient online payment flow helps customers complete bookings without unnecessary checkout complexity.
Travel businessTRAVEL & BOOKINGS ·
Digital fee collection offers institutions a practical way to support payments from students and parents.
Education providerEDUCATION PAYMENTS ·
Clear payment confirmations and accessible transaction records support organized billing workflows.
Healthcare providerHEALTHCARE BILLING ·
Accessible digital payment options give supporters another convenient way to make online contributions.
Nonprofit organizationNONPROFIT PAYMENTS ·
Payment links provide a practical option for collecting client payments through a straightforward digital journey.
Digital agencyAGENCY & SERVICES ·
Transaction-level visibility helps teams review incoming payments and maintain organized financial records.
Wholesale businessWHOLESALE COMMERCE ·
QR-based payment options give customers another convenient way to initiate digital transactions in person.
Retail payments teamQR PAYMENTS ·
Consistent API responses and well-defined transaction states help developers build maintainable integrations.
Technology teamAPI INTEGRATIONS ·
Clear transaction details help support teams investigate payment questions with better context.
Customer experience teamCUSTOMER SUPPORT ·
As payment activity grows, transaction monitoring and organized reporting become increasingly important.
Enterprise operationsENTERPRISE PAYMENTS ·
A consistent payment experience across online and offline channels helps connect customer journeys.
Omnichannel businessOMNICHANNEL COMMERCE ·
Flexible payment workflows help digital businesses align transaction experiences with their products.
Digital business operatorDIGITAL BUSINESS ·
Clear payment confirmations and accessible transaction records support organized billing workflows.
Healthcare providerHEALTHCARE BILLING ·
Accessible digital payment options give supporters another convenient way to make online contributions.
Nonprofit organizationNONPROFIT PAYMENTS ·
Payment links provide a practical option for collecting client payments through a straightforward digital journey.
Digital agencyAGENCY & SERVICES ·
Transaction-level visibility helps teams review incoming payments and maintain organized financial records.
Wholesale businessWHOLESALE COMMERCE ·
QR-based payment options give customers another convenient way to initiate digital transactions in person.
Retail payments teamQR PAYMENTS ·
Consistent API responses and well-defined transaction states help developers build maintainable integrations.
Technology teamAPI INTEGRATIONS ·
Clear transaction details help support teams investigate payment questions with better context.
Customer experience teamCUSTOMER SUPPORT ·
As payment activity grows, transaction monitoring and organized reporting become increasingly important.
Enterprise operationsENTERPRISE PAYMENTS ·
A consistent payment experience across online and offline channels helps connect customer journeys.
Omnichannel businessOMNICHANNEL COMMERCE ·
Flexible payment workflows help digital businesses align transaction experiences with their products.
Digital business operatorDIGITAL BUSINESS ·
GOOD QUESTIONS
Have more questions?
Need a detail specific to your business? Talk to the team about your use case.
Ask us directlyLET'S TALK PAYMENTS
Ready to get started?
Let's build your payment flow.
Tell us what you are building. Start a conversation about your business model, product needs and onboarding path.
Business-focused guidance Product fit and next steps